TIP! If your credit card has a balance of over 50% of your limit, it should be your number one priority to pay it off until the balance is under 50%. Your credit score can be negatively impacted if you are carrying a large balance compared to the available credit you have. If your credit […]

TIP! The first thing you should do when trying to improve your credit is develop an effective plan and make a commitment to adhere to it. You need to change your past habits and build new, better approaches to credit. Dealing with complications that come from having a bad credit score can be quite stressful. […]