TIP! Financing a home is not always an easy task, especially when you have less than perfect credit. In this situation, it is a good idea to try to obtain an FHA loan, because these loans are guaranteed by the federal government. Getting off track with your credit can have a negative impact on your […]

TIP! If you have a poor credit rating, it can be extremely difficult to obtain a mortgage loan for a home. In this situation, it is a good idea to try to obtain an FHA loan, because these loans are guaranteed by the federal government. It is likely you have done something to damage your […]

TIP! If you have credit cards with a utilization level over 50%, then pay them down until they are below 50% utilization. When balances are over 50%, your credit rating goes down significantly, so try to either spread out your debt or, ideally, pay off your credit cards. There are many downfalls to having bad […]

TIP! The first step in repairing your credit is figuring out a plan that works for you, and sticking with it. You need to make a commitment to changing your spending habits. Have you been experiencing trouble and been feeling stressed because of bad credit? Current economic conditions are affecting a lot of people’s credit. […]

TIP! Financing homes can be made more difficult when your credit score is low. FHA loans might be a good option to consider in these circumstances, as they are backed by our federal government. Dealing with complications that come from having a bad credit score can be quite stressful. Being affected by decisions you made […]