TIP! If you have a poor credit rating, it can be extremely difficult to obtain a mortgage loan for a home. In this situation, it is a good idea to try to obtain an FHA loan, because these loans are guaranteed by the federal government. It is likely you have done something to damage your […]

TIP! When your credit is so bad that you can’t get a ‘regular’ credit card, a secured one will help you to repair your credit. These accounts are much easier to get as you will have to fund the new account ahead of time with a deposit to cover any purchases. There are many downfalls […]

TIP! Getting home financing is no small feat, especially if your credit score is less than perfect. FHA loans might be a good option to consider in these circumstances, as they are backed by our federal government. It can be stressful to have to deal with a negative credit score. It can prove to be […]

TIP! Financing a home is not always an easy task, especially when you have less than perfect credit. There is, however, alternative types of funding available that are offered by the banks. So many people have poor credit these days because of the bad economy, lay offs, and increased cost of everyday living expenses. The […]

TIP! If you need to repair your credit, the first step is to come up with a workable plan and stick to it. You have to stay focused and committed if you want to make concrete changes to your financial situation. So many people have poor credit these days because of the bad economy, lay […]