TIP! Getting a traditional home loan can be difficult, if not impossible, with imperfect credit. Federally guaranteed loans (FHA loans) may be an option. You may feel like you have been wronged. It can be hard to move on with life when a negative credit score is always following you throughout your endeavors. Fortunately, there […]

TIP! If your credit card has a balance of over 50% of your limit, it should be your number one priority to pay it off until the balance is under 50%. Your credit score can be negatively impacted if you are carrying a large balance compared to the available credit you have. If your credit […]

TIP! The first thing you should do when trying to improve your credit is develop an effective plan and make a commitment to adhere to it. You have to stay focused and committed if you want to make concrete changes to your financial situation. Are you kept awake thinking about your credit report? By following […]

TIP! A secured credit card might be a good option for the person with a poor credit score. You will most likely be approved for this type of card, but you will have to add money to the card before you can use it so the bank will know that you can pay for all […]

TIP! If you want to fix your credit, you must first conjure a workable plan that you can stick to. You need to change your past habits and build new, better approaches to credit. Is your low credit score holding you back? A lot of people’s credit scores are going down in this economy. This […]