TIP! No mortgage? Lower insurance rates! If you are in the position to pay off your mortgage, it is a good idea to do so. If you have an outright claim to your home, the insurance company will think that you will not damage it. Earthquakes and floods and fires, oh my! These are just […]

TIP! Pay down your mortgage to limit how much you pay for homeowner’s insurance. Obviously this isn’t the easiest thing to do, but most insurance companies will drop their rates if you own the house outright. Purchasing homeowner’s insurance can be a frustrating task; there are so many options to consider. What is the value […]

TIP! Many renters tend to overlook renter’s insurance. Your landlord’s insurance policy only covers the structure your landlord owns. No matter how strongly your house is constructed, a natural disaster can easily dismantle your home in a matter of seconds. When the unthinkable happens, you need to make sure that you’re fully protected with a […]

TIP! You can do a couple of things to reduce your insurance premium costs. The first step is to put in burglar alarms. We live in a world of unexpected changes. Natural disasters and accidents could happen at any moment, and thieves could be just a few blocks away in your neighborhood. Know how to […]

TIP! There are two major things that you can ensure are done to help lower your insurance costs. The first thing you should do is put a security system in place. A lot of states mandate that you must have some type of homeowners insurance. That leads some people to get a weak policy just […]